Every episode ends on a number that surprises people. These let you put your own numbers in and get your own. Free, no signup, nothing stored.
The sticker price is not the price. Work out what the house really costs you once interest is counted, and watch what one percentage point does.
Mortgage true cost calculatorYour first payment is about 83% interest. See the whole schedule, the year the split finally tips, and what paying a little extra really does.
Mortgage amortisation calculatorTwo people save the exact same $50 a month. One starts ten years earlier and ends up with roughly double. Run your own numbers.
Compound interest calculatorNothing is going up. The ruler you measure everything with is shrinking. See what your money is worth in real terms.
Inflation calculator